Bay County, Florida

Bay County, Florida, has 204,479 residents (July 2025 estimate). Its county seat is Panama City. It uses Central Time and Eastern Time and covers 759 sq mi (1,965 km²) of land.

JacksonvilleMiamiTampa
Bay County in Florida
Calhoun CountyGulf CountyPanama CityLynn HavenUpper Grand Lagoon
Bay County and its neighbors (simplified outlines). Open in OpenStreetMap ↗
Resident population, July 2025
204,479
Land area
759 sq mi (1,965 km²)
County seat or government
Panama City
Time zone
Central Time, Eastern TimeUTC-06:00 in January; UTC-05:00 in July
Median household income
$73,533 ± $2,046
Median home value
$310,500 ± $6,825
Median rent, with utilities
$1,484 ± $39
Homes lived in by their owners
66.8% ± 1.5 points
County type
County
Metro or micro area
Panama City-Panama City Beach, FL metro areaCentral county
Water area
708 sq mi (1,834 km²)
State
Florida
County code (FIPS)
12005
Coordinates (central point)
30.159140, -85.534395

These coordinates mark a central point for the area, not a street address. Income, home value, rent and homes lived in by their owners: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ± margin at 90% confidence; checked on October 13, 2026.

Time zones in Bay County

Time zoneLocal time and UTC offsetNext clock change
Central TimeAmerica/ChicagoUTC-06:00 in January; UTC-05:00 in July. Enable JavaScript for the live clock.Enable JavaScript for upcoming changes.
Eastern TimeAmerica/New_YorkUTC-05:00 in January; UTC-04:00 in July. Enable JavaScript for the live clock.Enable JavaScript for upcoming changes.

Bay County straddles a time-zone line; check where you are with the time-zone finder. Your phone’s setting can differ.

ZIP Code areas, largest first

  1. 3240442,514 people
  2. 3240529,984 people
  3. 3244421,459 people
  4. 3240118,947 people
  5. 3240818,832 people
  6. 3242817,950 people
  7. 3240716,404 people
  8. 3241315,453 people
  9. 3240911,113 people
  10. 324567,510 people
  11. 324665,916 people
  12. 324384,815 people
All 16
  1. 324623,920 people
  2. 32410550 people
  3. 32403447 people
  4. 32437424 people

16 ZIP Code areas overlap Bay County. People counts are 2020–2024 estimates for each whole ZIP area. Mailing ZIPs can differ; check an address with USPS ZIP Code Lookup.

Official county information

We don’t have a website for this county yet. The US government’s local-office directory ↗ lists its offices. A geographic lookup cannot determine eligibility, tax liability or a court obligation.

School districts in Bay County, largest first

  1. Bay County School District186,393 people

Districts with land in the county; a district can cross county lines. People counts are American Community Survey 2020–2024 5-year estimates. A district boundary doesn’t decide which school a student attends.

Cities, towns and communities, largest first

These areas overlap the mapped boundary; an overlap does not mean that every address belongs to both.

  1. Panama City, Florida (city)34,979 people
  2. Lynn Haven, Florida (city)20,081 people
  3. Panama City Beach, Florida (city)18,971 people
  4. Upper Grand Lagoon, Florida (CDP)17,232 people
  5. Callaway, Florida (city)13,496 people
  6. Springfield, Florida (city)8,230 people
  7. Parker, Florida (city)4,509 people
  8. Lower Grand Lagoon, Florida (CDP)4,287 people
  9. Laguna Beach, Florida (CDP)3,830 people
  10. Cedar Grove, Florida (CDP)3,802 people
  11. Pretty Bayou, Florida (CDP)2,906 people
  12. Mexico Beach, Florida (city)1,099 people
All 14
  1. Southport, Florida (CDP)873 people
  2. Tyndall AFB, Florida (CDP)447 people

Bordering areas, nearest first

Distances are straight lines between map points.

  1. Calhoun County, Florida26 mi northeast
  2. Gulf County, Florida26 mi southeast
  3. Washington County, Florida31 mi north
  4. Walton County, Florida47 mi northwest
  5. Jackson County, Florida48 mi northeast

Before using this answer on a form

Use a precise point for address-level questions. A device accuracy circle can cross a boundary; confirm tax, voting or jury details with the responsible office.

Find the county where you are now, check its ZIP area, or check the time zone where you are.

See this county on Census.gov ↗

Areas that only touch the edge

These areas meet the boundary only along a sliver. Most addresses here are not in them; for an address near the line, check with the county.