Bay County, Florida
Bay County, Florida, has 204,479 residents (July 2025 estimate). Its county seat is Panama City. It uses Central Time and Eastern Time and covers 759 sq mi (1,965 km²) of land.
- Resident population, July 2025
- 204,479
- Land area
- 759 sq mi (1,965 km²)
- County seat or government
- Panama City
- Time zone
- Central Time, Eastern TimeUTC-06:00 in January; UTC-05:00 in July
- Median household income
- $73,533 ± $2,046
- Median home value
- $310,500 ± $6,825
- Median rent, with utilities
- $1,484 ± $39
- Homes lived in by their owners
- 66.8% ± 1.5 points
- County type
- County
- Metro or micro area
- Panama City-Panama City Beach, FL metro areaCentral county
- Water area
- 708 sq mi (1,834 km²)
- State
- Florida
- County code (FIPS)
- 12005
- Coordinates (central point)
- 30.159140, -85.534395
These coordinates mark a central point for the area, not a street address. Income, home value, rent and homes lived in by their owners: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, ± margin at 90% confidence; checked on October 13, 2026.
Time zones in Bay County
| Time zone | Local time and UTC offset | Next clock change |
|---|---|---|
| Central TimeAmerica/Chicago | UTC-06:00 in January; UTC-05:00 in July. Enable JavaScript for the live clock. | Enable JavaScript for upcoming changes. |
| Eastern TimeAmerica/New_York | UTC-05:00 in January; UTC-04:00 in July. Enable JavaScript for the live clock. | Enable JavaScript for upcoming changes. |
Bay County straddles a time-zone line; check where you are with the time-zone finder. Your phone’s setting can differ.
ZIP Code areas, largest first
- 3240442,514 people
- 3240529,984 people
- 3244421,459 people
- 3240118,947 people
- 3240818,832 people
- 3242817,950 people
- 3240716,404 people
- 3241315,453 people
- 3240911,113 people
- 324567,510 people
- 324665,916 people
- 324384,815 people
16 ZIP Code areas overlap Bay County. People counts are 2020–2024 estimates for each whole ZIP area. Mailing ZIPs can differ; check an address with USPS ZIP Code Lookup.
Official county information
We don’t have a website for this county yet. The US government’s local-office directory ↗ lists its offices. A geographic lookup cannot determine eligibility, tax liability or a court obligation.
School districts in Bay County, largest first
- Bay County School District186,393 people
Districts with land in the county; a district can cross county lines. People counts are American Community Survey 2020–2024 5-year estimates. A district boundary doesn’t decide which school a student attends.
Cities, towns and communities, largest first
These areas overlap the mapped boundary; an overlap does not mean that every address belongs to both.
- Panama City, Florida (city)34,979 people
- Lynn Haven, Florida (city)20,081 people
- Panama City Beach, Florida (city)18,971 people
- Upper Grand Lagoon, Florida (CDP)17,232 people
- Callaway, Florida (city)13,496 people
- Springfield, Florida (city)8,230 people
- Parker, Florida (city)4,509 people
- Lower Grand Lagoon, Florida (CDP)4,287 people
- Laguna Beach, Florida (CDP)3,830 people
- Cedar Grove, Florida (CDP)3,802 people
- Pretty Bayou, Florida (CDP)2,906 people
- Mexico Beach, Florida (city)1,099 people
All 14
- Southport, Florida (CDP)873 people
- Tyndall AFB, Florida (CDP)447 people
Bordering areas, nearest first
Distances are straight lines between map points.
- Calhoun County, Florida26 mi northeast
- Gulf County, Florida26 mi southeast
- Washington County, Florida31 mi north
- Walton County, Florida47 mi northwest
- Jackson County, Florida48 mi northeast
Before using this answer on a form
Use a precise point for address-level questions. A device accuracy circle can cross a boundary; confirm tax, voting or jury details with the responsible office.
Find the county where you are now, check its ZIP area, or check the time zone where you are.
Areas that only touch the edge
These areas meet the boundary only along a sliver. Most addresses here are not in them; for an address near the line, check with the county.